Life Insurance not Mandatory + Mortgage Pre-Approval in 10 work days

Mortgage Figures (September/2011**) example for:

- Mortgage of 100.000 Eur. with 30 years payment

Option A - Normal Capital Repayment: Monthly Payment = 545 Eur. - Approx. 469 GBP

Option * - Interest Only:  Monthly Payment =  425 Eur. - Approx. 369 GBP

We have connections with local and international banks with whom you can consult and discuss your personal financial needs and they will assist in gaining all manner of information to enable you to finance or refinance your new property or obtain all types of financial guidance including attaining residential, commercial, flexible or fixed rate mortgages.

Typically when looking for a mortgage in Portugal you are looking for the following conditions:
Best current rate starting from Euribor 3 Months** + 3,50 % = 5,098%***

- Up to 75% (can go to 80% in specific cases) mortgage loan to value for non-residents
- Up to 90% mortgage loan to value for current residents
- Capital Repayment or Interest Only*
- Mortgage terms for up to 30 years (non residents) or 50 years (residents)
- Interest only loans for up to 5 years
- Life insurance not required on most mortgage loans
- Best mortgage rates in Portugal

Why should you choose us?

- Choice from over 10 banks offering mortgages to Non-Residents and Expatriate Residents;
- Over 13 years of experience;
- Guaranteed good valuations of the properties in order to maximize bank funding;
- Languages spoken English, French, Spanish, Deutch, Russian and Portuguese;
- Straight forward and stress free process
- No costs charged by us


Some of the Banks we work with:

Notes:

*     Interest only is not offered in all banks
**   Euribor is short for Euro Interbank Offered Rate. The Euribor rates are based on the average interest rates at which a panel of more than 50 European banks borrow funds from one another. There are different maturities, ranging from one week to one year. More info here
*** Based on Euribor figures for September/2011

 Please contact us by email or +351 964 28 28 22 for more information.